Android Pay vs. Google Wallet: What’s the Difference?

This week , Google announcedAndroid Pay — a way to pay from your phone . No need for cite cards ; just tap your French telephone against any supported placard depot . sound great — but also kind of intimate . Did n’t Google Wallet already do that ? I just tried Android Pay , and here ’s the tidy sum .

fundamentally , Android Pay is the same tap - to - give feature of speech of Google Wallet , except way less of a pain in the neck to apply . With Google Wallet , you had to set up an app , then typecast in a pin so Google could unlock your credit rating card . The whole idea of “ Google Wallet ” was also a trivial confusing , since the app doubled as a peer - to - equal payment system which could funnel moneyto a real , forcible Google Wallet card too .

With Android Pay , you wo n’t ask the app . You wo n’t need to go into a peg . It ’s built right into the operating system . If you ’ve unlocked your telephone set , you just locate it up against the credit card terminus , and boom , you ’re done . It ’ll even mechanically instigate you to use a trueness placard or gift card if you have one . I tried a demo here in person at Google I / oxygen with a Coke machine , and it sure enough seemed to exploit !

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It ’ll also be able-bodied to make habit of the native fingermark scanner recognitioncoming in Android M , though Android Pay should work with NFC - equipped devices sporting Android 4.3 and above .

Where does that leave Google Wallet ? A Googler tells us that Wallet will keep on as a peer - to - match payment system , and the forcible Google Wallet card will deposit around too . Android Pay is for tap to pay , and Wallet is for transferring money between friends and over the internet .

How do tap - to - pay system like Android Pay ( née Google Wallet ) really work?you could take our whole explainer mightily here .

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